Free Financial Tools

Financial Calculators Built for Operators

Twenty interactive tools to help you understand your unit economics, forecast runway, and make smarter financial decisions — no spreadsheet required.

ROI Calculator

Estimate how much time and money CentSight saves your business compared to manual financial reporting.

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Burn Rate Calculator

Calculate your gross and net burn rate, monthly cash flow, and how many months of runway you have left.

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Startup Runway Calculator

Project your runway with revenue growth factored in. See your cash-zero date and when to start fundraising.

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Break-Even Calculator

Find out how many units you need to sell to cover your fixed costs and start generating profit.

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SaaS Metrics Calculator

Calculate ARPU, churn rate, LTV, CAC, LTV:CAC ratio, and CAC payback period from your subscription data.

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DSO Calculator

Measure your Days Sales Outstanding to understand how quickly you collect on invoices and free up cash.

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Pricing Calculator

Find your minimum, recommended, and premium price points based on costs, target profit margin, hours worked, and competitor rates.

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Startup Valuation Estimator

Estimate your startup valuation using industry-specific revenue multiples. Select your industry and stage for a data-informed range.

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Employee Cost Calculator

Calculate the true cost of a hire including taxes, benefits, and equipment. See what an employee really costs beyond base salary.

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Freelancer Rate Calculator

Calculate your minimum and recommended hourly rate, day rate, and monthly retainer based on income goals and available hours.

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SaaS Quick Ratio Calculator

Measure growth efficiency by comparing new and expansion MRR against churned and contraction MRR. See your rating instantly.

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Churn Impact Simulator

Visualize the compounding damage of churn on your MRR over 6, 12, and 24 months with month-by-month projections.

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Quarterly Tax Estimator

Quarterly tax estimate for small businesses. Enter your revenue, expenses, filing status, and state to see estimated federal, state, and self-employment tax payments.

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Profit First Calculator

Based on the Profit First methodology. Enter your monthly revenue and see exactly how to allocate every dollar to Profit, Owner's Pay, Tax, and Operating Expenses.

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Scenario Planner

What-if cash flow scenarios. See how losing a client, making a hire, or any change impacts your runway and financial position.

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Hiring Calculator

Can you afford this hire? Enter your financials and proposed salary to see the impact on your burn rate, runway, and monthly cash flow.

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Contractor vs Employee Calculator

Side-by-side cost comparison. See the true total cost, effective hourly rate, and tax obligations for each option to make an informed hiring decision.

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Margin Calculator

All-in-one margin calculator. See your gross, operating, and net profit margins side by side with industry benchmarks.

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Financial Health Quiz

Answer 12 quick questions to assess the health of your business finances. Get a personalized score, grade, and actionable recommendations in under 3 minutes.

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Fundraising Readiness Scorecard

Answer 10 questions to evaluate your startup's fundraising readiness. Get a personalized score, gap analysis, and recommended timeline before approaching investors.

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Get These Metrics Automatically

These calculators give you a snapshot. CentSight gives you real-time, always-updated financial intelligence — automatically synced with your accounting data.