Xero Does Accounting. CentSight Does Intelligence.
Xero has built one of the best cloud accounting platforms in the world. Beautiful bank reconciliation, solid invoicing, clean multi-currency support. If you're using Xero, you've made a good choice for your accounting stack.
But Xero is designed for accountants and bookkeepers. Its reports are structured around compliance, not decision-making. When you need to know your burn rate trajectory or whether you can afford a new hire, Xero gives you a P&L and expects you to figure it out.
CentSight takes your live financial data and gives you the answer directly. “Your gross margin dropped 3 points this month because of a spike in contractor costs.” No exporting. No spreadsheet. Just the insight.
An Honest Note for Xero Shops
A Xero connector isn't live yet. Today, CentSight connects to QuickBooks Online and your bank accounts via Plaid. If your books are in Xero, you can connect your bank accounts now for live cash, burn, and runway visibility — and tell us you want the Xero connector, because we prioritize integrations by customer demand.
Once connected, CentSight surfaces things you'd otherwise miss:
- Vendor spend that's climbing month over month
- Receivables aging past the buckets you set
- Cash, burn, and runway that are current when you ask — not at month-end
- Revenue concentration that puts too much weight on one customer
Your bookkeeper keeps working in your accounting platform. You start getting answers from CentSight. No workflow disruption, just better visibility.
Xero's Reporting vs. CentSight's Answers
Xero has a built-in reporting suite. It's fine for standard financial statements and basic dashboards. But it's pull-based — you have to know what to look for and go find it.
CentSight is push-based. Signals check your numbers on the schedule you set and tell you when something matters. It's the difference between checking your rearview mirror and having a co-pilot who's watching the whole road.
When Xero Alone Is Enough
If you're a small operation with stable, predictable finances and a solid bookkeeper, Xero's built-in reporting might be sufficient. CentSight becomes essential when you're growing fast, managing multiple revenue streams, or making financial decisions without a dedicated finance person on the team.